LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,113
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$1,110/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,585
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,063
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,111
−HK$1,062/mo
Today · 4.125%
HK$41,173
baseline
▲ 0.50% · 4.625%
HK$43,344
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,346/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,136
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,332/mo
Today · 4.125%
HK$44,778
baseline
▲ 0.50% · 4.625%
HK$47,503
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,556/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,875
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,275/mo
Today · 4.125%
HK$49,408
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,816/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,158
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,687
−HK$1,554/mo
Today · 4.125%
HK$52,241
baseline
▲ 0.50% · 4.625%
HK$55,420
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,482/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,688
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,155
−HK$1,488/mo
Today · 4.125%
HK$57,643
baseline
▲ 0.50% · 4.625%
HK$60,681
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,286/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,203
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,169
−HK$1,998/mo
Today · 4.125%
HK$67,167
baseline
▲ 0.50% · 4.625%
HK$71,254
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,334/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,313
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,199
−HK$1,913/mo
Today · 4.125%
HK$74,112
baseline
▲ 0.50% · 4.625%
HK$78,019
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,224/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,452 · Scale 2, in force from 26 Feb 2026)