LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,114
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,206
−HK$1,109/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,586
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,063
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,111
−HK$1,063/mo
Today · 4.125%
HK$41,174
baseline
▲ 0.50% · 4.625%
HK$43,344
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,348/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,136
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,447
−HK$1,332/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,503
+HK$2,724/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,876
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,276/mo
Today · 4.125%
HK$49,409
baseline
▲ 0.50% · 4.625%
HK$52,013
+HK$2,604/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,818/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,159
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,688
−HK$1,554/mo
Today · 4.125%
HK$52,242
baseline
▲ 0.50% · 4.625%
HK$55,420
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,484/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,689
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,156
−HK$1,488/mo
Today · 4.125%
HK$57,644
baseline
▲ 0.50% · 4.625%
HK$60,682
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,288/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,204
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,170
−HK$1,998/mo
Today · 4.125%
HK$67,168
baseline
▲ 0.50% · 4.625%
HK$71,255
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,336/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,314
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,200
−HK$1,913/mo
Today · 4.125%
HK$74,113
baseline
▲ 0.50% · 4.625%
HK$78,020
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,226/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,461 · Scale 2, in force from 26 Feb 2026)