LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,115
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,208
−HK$1,110/mo
Today · 4.125%
HK$37,318
baseline
▲ 0.50% · 4.625%
HK$39,588
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,636/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,066
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,113
−HK$1,063/mo
Today · 4.125%
HK$41,176
baseline
▲ 0.50% · 4.625%
HK$43,347
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,352/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,139
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,449
−HK$1,332/mo
Today · 4.125%
HK$44,781
baseline
▲ 0.50% · 4.625%
HK$47,506
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,562/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,879
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,136
−HK$1,275/mo
Today · 4.125%
HK$49,411
baseline
▲ 0.50% · 4.625%
HK$52,016
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,822/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,162
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,691
−HK$1,554/mo
Today · 4.125%
HK$52,245
baseline
▲ 0.50% · 4.625%
HK$55,423
+HK$3,178/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,490/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,692
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,159
−HK$1,488/mo
Today · 4.125%
HK$57,647
baseline
▲ 0.50% · 4.625%
HK$60,685
+HK$3,038/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,294/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,208
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,174
−HK$1,998/mo
Today · 4.125%
HK$67,172
baseline
▲ 0.50% · 4.625%
HK$71,259
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,344/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,318
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,204
−HK$1,913/mo
Today · 4.125%
HK$74,117
baseline
▲ 0.50% · 4.625%
HK$78,024
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,234/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,492 · Scale 2, in force from 26 Feb 2026)