LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,117
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,209
−HK$1,110/mo
Today · 4.125%
HK$37,319
baseline
▲ 0.50% · 4.625%
HK$39,589
+HK$2,270/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,638/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,067
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,115
−HK$1,062/mo
Today · 4.125%
HK$41,177
baseline
▲ 0.50% · 4.625%
HK$43,348
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,354/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,140
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,451
−HK$1,331/mo
Today · 4.125%
HK$44,782
baseline
▲ 0.50% · 4.625%
HK$47,507
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,564/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,880
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,137
−HK$1,276/mo
Today · 4.125%
HK$49,413
baseline
▲ 0.50% · 4.625%
HK$52,018
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,826/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,163
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,692
−HK$1,554/mo
Today · 4.125%
HK$52,246
baseline
▲ 0.50% · 4.625%
HK$55,425
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,492/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,694
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,160
−HK$1,488/mo
Today · 4.125%
HK$57,648
baseline
▲ 0.50% · 4.625%
HK$60,687
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,296/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,210
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,176
−HK$1,998/mo
Today · 4.125%
HK$67,174
baseline
▲ 0.50% · 4.625%
HK$71,261
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,348/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,320
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,206
−HK$1,913/mo
Today · 4.125%
HK$74,119
baseline
▲ 0.50% · 4.625%
HK$78,026
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,238/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,510 · Scale 2, in force from 26 Feb 2026)