LTV · monthly repayment
▼ 0.50% · 3.625%
HK$351,167
−HK$22,022/mo
▼ 0.25% · 3.875%
HK$362,091
−HK$11,098/mo
Today · 4.125%
HK$373,189
baseline
▲ 0.50% · 4.625%
HK$395,896
+HK$22,707/mo
Deposit HK$77.00M · loan HK$77.00M · min. income ≈ HK$746,378/mo (50% DSR)
Upfront cash ≈ HK$87.01M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,670
−HK$21,107/mo
▼ 0.25% · 3.875%
HK$401,148
−HK$10,629/mo
Today · 4.125%
HK$411,777
baseline
▲ 0.50% · 4.625%
HK$433,482
+HK$21,705/mo
Deposit HK$77.00M · loan HK$77.00M · min. income ≈ HK$823,554/mo (50% DSR)
Upfront cash ≈ HK$87.01M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,401
−HK$26,425/mo
▼ 0.25% · 3.875%
HK$434,509
−HK$13,317/mo
Today · 4.125%
HK$447,826
baseline
▲ 0.50% · 4.625%
HK$475,076
+HK$27,250/mo
Deposit HK$61.60M · loan HK$92.40M · min. income ≈ HK$895,652/mo (50% DSR)
Upfront cash ≈ HK$71.61M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,804
−HK$25,328/mo
▼ 0.25% · 3.875%
HK$481,377
−HK$12,755/mo
Today · 4.125%
HK$494,132
baseline
▲ 0.50% · 4.625%
HK$520,179
+HK$26,047/mo
Deposit HK$61.60M · loan HK$92.40M · min. income ≈ HK$988,264/mo (50% DSR)
Upfront cash ≈ HK$71.61M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$491,634
−HK$30,830/mo
▼ 0.25% · 3.875%
HK$506,927
−HK$15,537/mo
Today · 4.125%
HK$522,464
baseline
▲ 0.50% · 4.625%
HK$554,255
+HK$31,791/mo
Deposit HK$46.20M · loan HK$107.80M · min. income ≈ HK$1,044,928/mo (50% DSR)
Upfront cash ≈ HK$56.21M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$546,938
−HK$29,550/mo
▼ 0.25% · 3.875%
HK$561,607
−HK$14,881/mo
Today · 4.125%
HK$576,488
baseline
▲ 0.50% · 4.625%
HK$606,875
+HK$30,387/mo
Deposit HK$46.20M · loan HK$107.80M · min. income ≈ HK$1,152,976/mo (50% DSR)
Upfront cash ≈ HK$56.21M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$632,101
−HK$39,639/mo
▼ 0.25% · 3.875%
HK$651,763
−HK$19,977/mo
Today · 4.125%
HK$671,740
baseline
▲ 0.50% · 4.625%
HK$712,613
+HK$40,873/mo
Deposit HK$15.40M · loan HK$138.60M · min. income ≈ HK$1,343,480/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$703,206
−HK$37,993/mo
▼ 0.25% · 3.875%
HK$722,066
−HK$19,133/mo
Today · 4.125%
HK$741,199
baseline
▲ 0.50% · 4.625%
HK$780,268
+HK$39,069/mo
Deposit HK$15.40M · loan HK$138.60M · min. income ≈ HK$1,482,398/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$10,010,227 · Scale 2, in force from 26 Feb 2026)