LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,119
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,211
−HK$1,110/mo
Today · 4.125%
HK$37,321
baseline
▲ 0.50% · 4.625%
HK$39,592
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,642/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,070
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,117
−HK$1,063/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,351
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,143
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,454
−HK$1,332/mo
Today · 4.125%
HK$44,786
baseline
▲ 0.50% · 4.625%
HK$47,511
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,572/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,883
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,141
−HK$1,275/mo
Today · 4.125%
HK$49,416
baseline
▲ 0.50% · 4.625%
HK$52,021
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,832/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,167
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,696
−HK$1,554/mo
Today · 4.125%
HK$52,250
baseline
▲ 0.50% · 4.625%
HK$55,429
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,500/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,697
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,164
−HK$1,488/mo
Today · 4.125%
HK$57,652
baseline
▲ 0.50% · 4.625%
HK$60,691
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,304/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,214
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,181
−HK$1,997/mo
Today · 4.125%
HK$67,178
baseline
▲ 0.50% · 4.625%
HK$71,266
+HK$4,088/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,356/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,325
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,211
−HK$1,914/mo
Today · 4.125%
HK$74,125
baseline
▲ 0.50% · 4.625%
HK$78,032
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,250/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,551 · Scale 2, in force from 26 Feb 2026)