LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,120
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$1,110/mo
Today · 4.125%
HK$37,323
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,646/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,071
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,063/mo
Today · 4.125%
HK$41,182
baseline
▲ 0.50% · 4.625%
HK$43,352
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,364/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,144
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,455
−HK$1,332/mo
Today · 4.125%
HK$44,787
baseline
▲ 0.50% · 4.625%
HK$47,512
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,574/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,885
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,142
−HK$1,276/mo
Today · 4.125%
HK$49,418
baseline
▲ 0.50% · 4.625%
HK$52,023
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,836/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,168
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,698
−HK$1,554/mo
Today · 4.125%
HK$52,252
baseline
▲ 0.50% · 4.625%
HK$55,431
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,504/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,699
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,166
−HK$1,488/mo
Today · 4.125%
HK$57,654
baseline
▲ 0.50% · 4.625%
HK$60,693
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,308/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,216
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,183
−HK$1,998/mo
Today · 4.125%
HK$67,181
baseline
▲ 0.50% · 4.625%
HK$71,268
+HK$4,087/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,362/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,328
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,214
−HK$1,913/mo
Today · 4.125%
HK$74,127
baseline
▲ 0.50% · 4.625%
HK$78,034
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,254/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,570 · Scale 2, in force from 26 Feb 2026)