LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,121
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$1,110/mo
Today · 4.125%
HK$37,323
baseline
▲ 0.50% · 4.625%
HK$39,594
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,646/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,072
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,120
−HK$1,063/mo
Today · 4.125%
HK$41,183
baseline
▲ 0.50% · 4.625%
HK$43,353
+HK$2,170/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,366/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,145
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,456
−HK$1,332/mo
Today · 4.125%
HK$44,788
baseline
▲ 0.50% · 4.625%
HK$47,513
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,576/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,886
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,144
−HK$1,275/mo
Today · 4.125%
HK$49,419
baseline
▲ 0.50% · 4.625%
HK$52,024
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,838/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,169
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,699
−HK$1,554/mo
Today · 4.125%
HK$52,253
baseline
▲ 0.50% · 4.625%
HK$55,432
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,506/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,700
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,167
−HK$1,489/mo
Today · 4.125%
HK$57,656
baseline
▲ 0.50% · 4.625%
HK$60,695
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,312/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,218
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,184
−HK$1,998/mo
Today · 4.125%
HK$67,182
baseline
▲ 0.50% · 4.625%
HK$71,270
+HK$4,088/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,364/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,329
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,215
−HK$1,914/mo
Today · 4.125%
HK$74,129
baseline
▲ 0.50% · 4.625%
HK$78,036
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,258/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,583 · Scale 2, in force from 26 Feb 2026)