LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,122
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,215
−HK$1,110/mo
Today · 4.125%
HK$37,325
baseline
▲ 0.50% · 4.625%
HK$39,596
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,650/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,073
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,121
−HK$1,063/mo
Today · 4.125%
HK$41,184
baseline
▲ 0.50% · 4.625%
HK$43,355
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,368/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,147
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,458
−HK$1,332/mo
Today · 4.125%
HK$44,790
baseline
▲ 0.50% · 4.625%
HK$47,515
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,580/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,888
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,145
−HK$1,276/mo
Today · 4.125%
HK$49,421
baseline
▲ 0.50% · 4.625%
HK$52,026
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,842/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,171
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,701
−HK$1,554/mo
Today · 4.125%
HK$52,255
baseline
▲ 0.50% · 4.625%
HK$55,434
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,510/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,703
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,170
−HK$1,488/mo
Today · 4.125%
HK$57,658
baseline
▲ 0.50% · 4.625%
HK$60,697
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,316/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,220
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,187
−HK$1,998/mo
Today · 4.125%
HK$67,185
baseline
▲ 0.50% · 4.625%
HK$71,273
+HK$4,088/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,370/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,332
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,218
−HK$1,914/mo
Today · 4.125%
HK$74,132
baseline
▲ 0.50% · 4.625%
HK$78,039
+HK$3,907/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,264/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,606 · Scale 2, in force from 26 Feb 2026)