LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,125
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$1,110/mo
Today · 4.125%
HK$37,327
baseline
▲ 0.50% · 4.625%
HK$39,599
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,654/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,076
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,124
−HK$1,063/mo
Today · 4.125%
HK$41,187
baseline
▲ 0.50% · 4.625%
HK$43,358
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,374/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,150
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,461
−HK$1,332/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,518
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,891
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,149
−HK$1,275/mo
Today · 4.125%
HK$49,424
baseline
▲ 0.50% · 4.625%
HK$52,030
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,848/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,175
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,704
−HK$1,554/mo
Today · 4.125%
HK$52,258
baseline
▲ 0.50% · 4.625%
HK$55,438
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,516/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,706
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,173
−HK$1,489/mo
Today · 4.125%
HK$57,662
baseline
▲ 0.50% · 4.625%
HK$60,701
+HK$3,039/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,324/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,224
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,191
−HK$1,998/mo
Today · 4.125%
HK$67,189
baseline
▲ 0.50% · 4.625%
HK$71,278
+HK$4,089/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,378/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,337
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,223
−HK$1,914/mo
Today · 4.125%
HK$74,137
baseline
▲ 0.50% · 4.625%
HK$78,045
+HK$3,908/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,274/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,645 · Scale 2, in force from 26 Feb 2026)