LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,126
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,218
−HK$1,110/mo
Today · 4.125%
HK$37,328
baseline
▲ 0.50% · 4.625%
HK$39,600
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,656/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,077
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,125
−HK$1,063/mo
Today · 4.125%
HK$41,188
baseline
▲ 0.50% · 4.625%
HK$43,359
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,376/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,151
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,462
−HK$1,332/mo
Today · 4.125%
HK$44,794
baseline
▲ 0.50% · 4.625%
HK$47,520
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,588/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,892
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,150
−HK$1,276/mo
Today · 4.125%
HK$49,426
baseline
▲ 0.50% · 4.625%
HK$52,031
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,852/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,176
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,705
−HK$1,555/mo
Today · 4.125%
HK$52,260
baseline
▲ 0.50% · 4.625%
HK$55,439
+HK$3,179/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,520/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,708
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,175
−HK$1,488/mo
Today · 4.125%
HK$57,663
baseline
▲ 0.50% · 4.625%
HK$60,703
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,326/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,226
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,193
−HK$1,998/mo
Today · 4.125%
HK$67,191
baseline
▲ 0.50% · 4.625%
HK$71,279
+HK$4,088/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,382/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,338
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,225
−HK$1,913/mo
Today · 4.125%
HK$74,138
baseline
▲ 0.50% · 4.625%
HK$78,046
+HK$3,908/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,276/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)