LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,127
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,220
−HK$1,110/mo
Today · 4.125%
HK$37,330
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,660/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,078
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,064/mo
Today · 4.125%
HK$41,190
baseline
▲ 0.50% · 4.625%
HK$43,361
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,380/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,152
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,463
−HK$1,333/mo
Today · 4.125%
HK$44,796
baseline
▲ 0.50% · 4.625%
HK$47,521
+HK$2,725/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,592/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,894
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,152
−HK$1,276/mo
Today · 4.125%
HK$49,428
baseline
▲ 0.50% · 4.625%
HK$52,033
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,856/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,178
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,707
−HK$1,555/mo
Today · 4.125%
HK$52,262
baseline
▲ 0.50% · 4.625%
HK$55,442
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,524/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,710
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,177
−HK$1,488/mo
Today · 4.125%
HK$57,665
baseline
▲ 0.50% · 4.625%
HK$60,705
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,330/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,228
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,195
−HK$1,998/mo
Today · 4.125%
HK$67,193
baseline
▲ 0.50% · 4.625%
HK$71,282
+HK$4,089/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$134,386/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,341
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,227
−HK$1,914/mo
Today · 4.125%
HK$74,141
baseline
▲ 0.50% · 4.625%
HK$78,049
+HK$3,908/mo
Deposit HK$1.54M · loan HK$13.86M · min. income ≈ HK$148,282/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,681 · Scale 2, in force from 26 Feb 2026)