LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,130
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,222
−HK$1,111/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,604
+HK$2,271/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,081
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,063/mo
Today · 4.125%
HK$41,193
baseline
▲ 0.50% · 4.625%
HK$43,364
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,386/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,156
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,467
−HK$1,332/mo
Today · 4.125%
HK$44,799
baseline
▲ 0.50% · 4.625%
HK$47,525
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,598/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,898
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,156
−HK$1,276/mo
Today · 4.125%
HK$49,432
baseline
▲ 0.50% · 4.625%
HK$52,037
+HK$2,605/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,864/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,182
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,711
−HK$1,555/mo
Today · 4.125%
HK$52,266
baseline
▲ 0.50% · 4.625%
HK$55,446
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,532/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,714
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,181
−HK$1,489/mo
Today · 4.125%
HK$57,670
baseline
▲ 0.50% · 4.625%
HK$60,710
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,340/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,234
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,200
−HK$1,999/mo
Today · 4.125%
HK$67,199
baseline
▲ 0.50% · 4.625%
HK$71,288
+HK$4,089/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,398/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,347
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,233
−HK$1,914/mo
Today · 4.125%
HK$74,147
baseline
▲ 0.50% · 4.625%
HK$78,056
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,294/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,727 · Scale 2, in force from 26 Feb 2026)