LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,130
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$1,110/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,605
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,064/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,365
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,156
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,468
−HK$1,332/mo
Today · 4.125%
HK$44,800
baseline
▲ 0.50% · 4.625%
HK$47,526
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,600/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,899
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,156
−HK$1,276/mo
Today · 4.125%
HK$49,432
baseline
▲ 0.50% · 4.625%
HK$52,038
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,864/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,182
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,712
−HK$1,555/mo
Today · 4.125%
HK$52,267
baseline
▲ 0.50% · 4.625%
HK$55,447
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,534/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,715
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,182
−HK$1,489/mo
Today · 4.125%
HK$57,671
baseline
▲ 0.50% · 4.625%
HK$60,711
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$115,342/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,235
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,201
−HK$1,999/mo
Today · 4.125%
HK$67,200
baseline
▲ 0.50% · 4.625%
HK$71,289
+HK$4,089/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,400/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,348
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,234
−HK$1,914/mo
Today · 4.125%
HK$74,148
baseline
▲ 0.50% · 4.625%
HK$78,057
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,296/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,736 · Scale 2, in force from 26 Feb 2026)