LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,132
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,225
−HK$1,110/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,607
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,084
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,133
−HK$1,063/mo
Today · 4.125%
HK$41,196
baseline
▲ 0.50% · 4.625%
HK$43,367
+HK$2,171/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,392/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,159
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,470
−HK$1,332/mo
Today · 4.125%
HK$44,802
baseline
▲ 0.50% · 4.625%
HK$47,529
+HK$2,727/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,604/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,901
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,159
−HK$1,276/mo
Today · 4.125%
HK$49,435
baseline
▲ 0.50% · 4.625%
HK$52,041
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,870/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,185
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,715
−HK$1,555/mo
Today · 4.125%
HK$52,270
baseline
▲ 0.50% · 4.625%
HK$55,450
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,540/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,718
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,186
−HK$1,488/mo
Today · 4.125%
HK$57,674
baseline
▲ 0.50% · 4.625%
HK$60,714
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,348/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,238
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,205
−HK$1,999/mo
Today · 4.125%
HK$67,204
baseline
▲ 0.50% · 4.625%
HK$71,293
+HK$4,089/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,408/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,352
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,239
−HK$1,914/mo
Today · 4.125%
HK$74,153
baseline
▲ 0.50% · 4.625%
HK$78,061
+HK$3,908/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,306/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,769 · Scale 2, in force from 26 Feb 2026)