LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,134
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$1,111/mo
Today · 4.125%
HK$37,337
baseline
▲ 0.50% · 4.625%
HK$39,609
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,674/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,086
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,134
−HK$1,063/mo
Today · 4.125%
HK$41,197
baseline
▲ 0.50% · 4.625%
HK$43,369
+HK$2,172/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,394/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,160
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,472
−HK$1,332/mo
Today · 4.125%
HK$44,804
baseline
▲ 0.50% · 4.625%
HK$47,530
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,608/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,903
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,161
−HK$1,276/mo
Today · 4.125%
HK$49,437
baseline
▲ 0.50% · 4.625%
HK$52,043
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,874/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,187
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,717
−HK$1,555/mo
Today · 4.125%
HK$52,272
baseline
▲ 0.50% · 4.625%
HK$55,452
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,544/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,720
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,188
−HK$1,488/mo
Today · 4.125%
HK$57,676
baseline
▲ 0.50% · 4.625%
HK$60,717
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,352/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,240
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,208
−HK$1,998/mo
Today · 4.125%
HK$67,206
baseline
▲ 0.50% · 4.625%
HK$71,296
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,412/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,354
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,241
−HK$1,914/mo
Today · 4.125%
HK$74,155
baseline
▲ 0.50% · 4.625%
HK$78,064
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,310/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,791 · Scale 2, in force from 26 Feb 2026)