LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,135
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,228
−HK$1,110/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,610
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,136
−HK$1,063/mo
Today · 4.125%
HK$41,199
baseline
▲ 0.50% · 4.625%
HK$43,371
+HK$2,172/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,398/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,162
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,473
−HK$1,333/mo
Today · 4.125%
HK$44,806
baseline
▲ 0.50% · 4.625%
HK$47,532
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$89,612/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,905
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,163
−HK$1,276/mo
Today · 4.125%
HK$49,439
baseline
▲ 0.50% · 4.625%
HK$52,045
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.24M · min. income ≈ HK$98,878/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,189
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,719
−HK$1,554/mo
Today · 4.125%
HK$52,273
baseline
▲ 0.50% · 4.625%
HK$55,454
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,546/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,722
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,190
−HK$1,489/mo
Today · 4.125%
HK$57,679
baseline
▲ 0.50% · 4.625%
HK$60,719
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,358/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,243
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,210
−HK$1,999/mo
Today · 4.125%
HK$67,209
baseline
▲ 0.50% · 4.625%
HK$71,298
+HK$4,089/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,418/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,357
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,244
−HK$1,914/mo
Today · 4.125%
HK$74,158
baseline
▲ 0.50% · 4.625%
HK$78,067
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,316/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,812 · Scale 2, in force from 26 Feb 2026)