LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,137
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,230
−HK$1,111/mo
Today · 4.125%
HK$37,341
baseline
▲ 0.50% · 4.625%
HK$39,613
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,682/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,090
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,138
−HK$1,064/mo
Today · 4.125%
HK$41,202
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,172/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,404/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,165
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,476
−HK$1,333/mo
Today · 4.125%
HK$44,809
baseline
▲ 0.50% · 4.625%
HK$47,535
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,618/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,908
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,166
−HK$1,276/mo
Today · 4.125%
HK$49,442
baseline
▲ 0.50% · 4.625%
HK$52,048
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,884/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,192
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,722
−HK$1,555/mo
Today · 4.125%
HK$52,277
baseline
▲ 0.50% · 4.625%
HK$55,458
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,554/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,726
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,194
−HK$1,489/mo
Today · 4.125%
HK$57,683
baseline
▲ 0.50% · 4.625%
HK$60,723
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,366/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,247
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,215
−HK$1,998/mo
Today · 4.125%
HK$67,213
baseline
▲ 0.50% · 4.625%
HK$71,303
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,426/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,362
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,249
−HK$1,914/mo
Today · 4.125%
HK$74,163
baseline
▲ 0.50% · 4.625%
HK$78,073
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,326/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,853 · Scale 2, in force from 26 Feb 2026)