LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,138
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$1,110/mo
Today · 4.125%
HK$37,341
baseline
▲ 0.50% · 4.625%
HK$39,613
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,682/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,090
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,139
−HK$1,063/mo
Today · 4.125%
HK$41,202
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,172/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,404/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,165
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,477
−HK$1,332/mo
Today · 4.125%
HK$44,809
baseline
▲ 0.50% · 4.625%
HK$47,536
+HK$2,727/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,618/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,908
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,166
−HK$1,277/mo
Today · 4.125%
HK$49,443
baseline
▲ 0.50% · 4.625%
HK$52,049
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,886/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,193
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,723
−HK$1,555/mo
Today · 4.125%
HK$52,278
baseline
▲ 0.50% · 4.625%
HK$55,458
+HK$3,180/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,556/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,726
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,194
−HK$1,489/mo
Today · 4.125%
HK$57,683
baseline
▲ 0.50% · 4.625%
HK$60,724
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,366/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,248
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,215
−HK$1,999/mo
Today · 4.125%
HK$67,214
baseline
▲ 0.50% · 4.625%
HK$71,304
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,428/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,363
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,250
−HK$1,914/mo
Today · 4.125%
HK$74,164
baseline
▲ 0.50% · 4.625%
HK$78,073
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,328/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,857 · Scale 2, in force from 26 Feb 2026)