LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,138
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$1,111/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$2,272/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,091
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,063/mo
Today · 4.125%
HK$41,203
baseline
▲ 0.50% · 4.625%
HK$43,375
+HK$2,172/mo
Deposit HK$7.70M · loan HK$7.70M · min. income ≈ HK$82,406/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,166
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,478
−HK$1,332/mo
Today · 4.125%
HK$44,810
baseline
▲ 0.50% · 4.625%
HK$47,537
+HK$2,727/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,620/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,909
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,167
−HK$1,277/mo
Today · 4.125%
HK$49,444
baseline
▲ 0.50% · 4.625%
HK$52,050
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,888/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,194
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,724
−HK$1,555/mo
Today · 4.125%
HK$52,279
baseline
▲ 0.50% · 4.625%
HK$55,460
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,558/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,728
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,195
−HK$1,489/mo
Today · 4.125%
HK$57,684
baseline
▲ 0.50% · 4.625%
HK$60,725
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,368/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,249
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,217
−HK$1,998/mo
Today · 4.125%
HK$67,215
baseline
▲ 0.50% · 4.625%
HK$71,305
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,430/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,364
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,251
−HK$1,915/mo
Today · 4.125%
HK$74,166
baseline
▲ 0.50% · 4.625%
HK$78,075
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,332/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,871 · Scale 2, in force from 26 Feb 2026)