LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,139
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,232
−HK$1,111/mo
Today · 4.125%
HK$37,343
baseline
▲ 0.50% · 4.625%
HK$39,615
+HK$2,272/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,686/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,092
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,141
−HK$1,063/mo
Today · 4.125%
HK$41,204
baseline
▲ 0.50% · 4.625%
HK$43,376
+HK$2,172/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,408/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,167
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,479
−HK$1,332/mo
Today · 4.125%
HK$44,811
baseline
▲ 0.50% · 4.625%
HK$47,538
+HK$2,727/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,622/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,911
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,169
−HK$1,276/mo
Today · 4.125%
HK$49,445
baseline
▲ 0.50% · 4.625%
HK$52,051
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,890/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,195
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,725
−HK$1,555/mo
Today · 4.125%
HK$52,280
baseline
▲ 0.50% · 4.625%
HK$55,461
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,560/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,729
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,197
−HK$1,489/mo
Today · 4.125%
HK$57,686
baseline
▲ 0.50% · 4.625%
HK$60,726
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,372/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,251
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,218
−HK$1,999/mo
Today · 4.125%
HK$67,217
baseline
▲ 0.50% · 4.625%
HK$71,307
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,434/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,366
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,253
−HK$1,914/mo
Today · 4.125%
HK$74,167
baseline
▲ 0.50% · 4.625%
HK$78,077
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,334/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,884 · Scale 2, in force from 26 Feb 2026)