LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,140
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,233
−HK$1,111/mo
Today · 4.125%
HK$37,344
baseline
▲ 0.50% · 4.625%
HK$39,616
+HK$2,272/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,688/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,093
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,142
−HK$1,063/mo
Today · 4.125%
HK$41,205
baseline
▲ 0.50% · 4.625%
HK$43,377
+HK$2,172/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,410/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,168
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,480
−HK$1,333/mo
Today · 4.125%
HK$44,813
baseline
▲ 0.50% · 4.625%
HK$47,540
+HK$2,727/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,626/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,912
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,170
−HK$1,277/mo
Today · 4.125%
HK$49,447
baseline
▲ 0.50% · 4.625%
HK$52,053
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,894/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,197
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,727
−HK$1,555/mo
Today · 4.125%
HK$52,282
baseline
▲ 0.50% · 4.625%
HK$55,463
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,564/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,731
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,199
−HK$1,489/mo
Today · 4.125%
HK$57,688
baseline
▲ 0.50% · 4.625%
HK$60,728
+HK$3,040/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,376/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,253
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,220
−HK$1,999/mo
Today · 4.125%
HK$67,219
baseline
▲ 0.50% · 4.625%
HK$71,309
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,438/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,368
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,255
−HK$1,915/mo
Today · 4.125%
HK$74,170
baseline
▲ 0.50% · 4.625%
HK$78,079
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,340/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,903 · Scale 2, in force from 26 Feb 2026)