LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,142
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,235
−HK$1,110/mo
Today · 4.125%
HK$37,345
baseline
▲ 0.50% · 4.625%
HK$39,618
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,690/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,095
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,143
−HK$1,064/mo
Today · 4.125%
HK$41,207
baseline
▲ 0.50% · 4.625%
HK$43,379
+HK$2,172/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,414/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,170
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,482
−HK$1,333/mo
Today · 4.125%
HK$44,815
baseline
▲ 0.50% · 4.625%
HK$47,541
+HK$2,726/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,630/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,914
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,172
−HK$1,276/mo
Today · 4.125%
HK$49,448
baseline
▲ 0.50% · 4.625%
HK$52,055
+HK$2,607/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,896/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,199
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,729
−HK$1,555/mo
Today · 4.125%
HK$52,284
baseline
▲ 0.50% · 4.625%
HK$55,465
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,568/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,733
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,201
−HK$1,489/mo
Today · 4.125%
HK$57,690
baseline
▲ 0.50% · 4.625%
HK$60,731
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,380/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,255
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,223
−HK$1,999/mo
Today · 4.125%
HK$67,222
baseline
▲ 0.50% · 4.625%
HK$71,312
+HK$4,090/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,444/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,371
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,258
−HK$1,915/mo
Today · 4.125%
HK$74,173
baseline
▲ 0.50% · 4.625%
HK$78,082
+HK$3,909/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,346/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,925 · Scale 2, in force from 26 Feb 2026)