LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,144
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$1,111/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,620
+HK$2,272/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,097
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,064/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,382
+HK$2,172/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,173
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,485
−HK$1,333/mo
Today · 4.125%
HK$44,818
baseline
▲ 0.50% · 4.625%
HK$47,545
+HK$2,727/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$89,636/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,917
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,175
−HK$1,277/mo
Today · 4.125%
HK$49,452
baseline
▲ 0.50% · 4.625%
HK$52,058
+HK$2,606/mo
Deposit HK$6.16M · loan HK$9.25M · min. income ≈ HK$98,904/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,202
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,732
−HK$1,555/mo
Today · 4.125%
HK$52,287
baseline
▲ 0.50% · 4.625%
HK$55,469
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,574/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,736
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,204
−HK$1,490/mo
Today · 4.125%
HK$57,694
baseline
▲ 0.50% · 4.625%
HK$60,735
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,388/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,259
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,227
−HK$1,999/mo
Today · 4.125%
HK$67,226
baseline
▲ 0.50% · 4.625%
HK$71,317
+HK$4,091/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,452/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,375
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,263
−HK$1,915/mo
Today · 4.125%
HK$74,178
baseline
▲ 0.50% · 4.625%
HK$78,088
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,356/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$577,964 · Scale 2, in force from 26 Feb 2026)