LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,146
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$1,110/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,623
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,100
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,149
−HK$1,064/mo
Today · 4.125%
HK$41,213
baseline
▲ 0.50% · 4.625%
HK$43,385
+HK$2,172/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,426/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,488
−HK$1,333/mo
Today · 4.125%
HK$44,821
baseline
▲ 0.50% · 4.625%
HK$47,548
+HK$2,727/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,642/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,920
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,179
−HK$1,276/mo
Today · 4.125%
HK$49,455
baseline
▲ 0.50% · 4.625%
HK$52,062
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,910/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,205
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,736
−HK$1,555/mo
Today · 4.125%
HK$52,291
baseline
▲ 0.50% · 4.625%
HK$55,472
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,582/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,740
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,208
−HK$1,490/mo
Today · 4.125%
HK$57,698
baseline
▲ 0.50% · 4.625%
HK$60,739
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,396/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,264
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,232
−HK$1,999/mo
Today · 4.125%
HK$67,231
baseline
▲ 0.50% · 4.625%
HK$71,322
+HK$4,091/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,462/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,380
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,268
−HK$1,915/mo
Today · 4.125%
HK$74,183
baseline
▲ 0.50% · 4.625%
HK$78,093
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,366/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,003 · Scale 2, in force from 26 Feb 2026)