LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,148
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,241
−HK$1,111/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,102
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,150
−HK$1,064/mo
Today · 4.125%
HK$41,214
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,428/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,177
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,489
−HK$1,333/mo
Today · 4.125%
HK$44,822
baseline
▲ 0.50% · 4.625%
HK$47,550
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,644/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,922
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,180
−HK$1,277/mo
Today · 4.125%
HK$49,457
baseline
▲ 0.50% · 4.625%
HK$52,064
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,914/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,207
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,737
−HK$1,556/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,474
+HK$3,181/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,742
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,210
−HK$1,490/mo
Today · 4.125%
HK$57,700
baseline
▲ 0.50% · 4.625%
HK$60,741
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,400/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,266
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,234
−HK$1,999/mo
Today · 4.125%
HK$67,233
baseline
▲ 0.50% · 4.625%
HK$71,324
+HK$4,091/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,466/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,383
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,270
−HK$1,915/mo
Today · 4.125%
HK$74,185
baseline
▲ 0.50% · 4.625%
HK$78,096
+HK$3,911/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,370/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,024 · Scale 2, in force from 26 Feb 2026)