LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,148
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$1,110/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,102
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,151
−HK$1,064/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,172/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,178
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,490
−HK$1,333/mo
Today · 4.125%
HK$44,823
baseline
▲ 0.50% · 4.625%
HK$47,550
+HK$2,727/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,646/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,923
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,181
−HK$1,277/mo
Today · 4.125%
HK$49,458
baseline
▲ 0.50% · 4.625%
HK$52,065
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,916/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,208
−HK$3,085/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,555/mo
Today · 4.125%
HK$52,293
baseline
▲ 0.50% · 4.625%
HK$55,475
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,586/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,743
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,211
−HK$1,490/mo
Today · 4.125%
HK$57,701
baseline
▲ 0.50% · 4.625%
HK$60,742
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,402/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,267
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,235
−HK$1,999/mo
Today · 4.125%
HK$67,234
baseline
▲ 0.50% · 4.625%
HK$71,326
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,468/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,384
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,272
−HK$1,915/mo
Today · 4.125%
HK$74,187
baseline
▲ 0.50% · 4.625%
HK$78,097
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,374/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,034 · Scale 2, in force from 26 Feb 2026)