LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,149
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$1,111/mo
Today · 4.125%
HK$37,353
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,706/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,063/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,388
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,179
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,491
−HK$1,333/mo
Today · 4.125%
HK$44,824
baseline
▲ 0.50% · 4.625%
HK$47,551
+HK$2,727/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,648/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,923
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,182
−HK$1,276/mo
Today · 4.125%
HK$49,458
baseline
▲ 0.50% · 4.625%
HK$52,066
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,916/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,208
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,739
−HK$1,555/mo
Today · 4.125%
HK$52,294
baseline
▲ 0.50% · 4.625%
HK$55,476
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,588/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,744
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,212
−HK$1,490/mo
Today · 4.125%
HK$57,702
baseline
▲ 0.50% · 4.625%
HK$60,743
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,404/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,268
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,236
−HK$1,999/mo
Today · 4.125%
HK$67,235
baseline
▲ 0.50% · 4.625%
HK$71,327
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,470/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,385
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,273
−HK$1,915/mo
Today · 4.125%
HK$74,188
baseline
▲ 0.50% · 4.625%
HK$78,098
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,376/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,042 · Scale 2, in force from 26 Feb 2026)