LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,150
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$1,111/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,104
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,064/mo
Today · 4.125%
HK$41,216
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,432/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,180
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,333/mo
Today · 4.125%
HK$44,825
baseline
▲ 0.50% · 4.625%
HK$47,552
+HK$2,727/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,650/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,924
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,183
−HK$1,276/mo
Today · 4.125%
HK$49,459
baseline
▲ 0.50% · 4.625%
HK$52,067
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,918/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,209
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,740
−HK$1,555/mo
Today · 4.125%
HK$52,295
baseline
▲ 0.50% · 4.625%
HK$55,477
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,590/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,745
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,213
−HK$1,490/mo
Today · 4.125%
HK$57,703
baseline
▲ 0.50% · 4.625%
HK$60,744
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,406/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,269
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,237
−HK$2,000/mo
Today · 4.125%
HK$67,237
baseline
▲ 0.50% · 4.625%
HK$71,328
+HK$4,091/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,474/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,386
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,274
−HK$1,915/mo
Today · 4.125%
HK$74,189
baseline
▲ 0.50% · 4.625%
HK$78,100
+HK$3,911/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,378/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,054 · Scale 2, in force from 26 Feb 2026)