LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,150
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,244
−HK$1,110/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,104
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,153
−HK$1,064/mo
Today · 4.125%
HK$41,217
baseline
▲ 0.50% · 4.625%
HK$43,390
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,434/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,180
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,333/mo
Today · 4.125%
HK$44,825
baseline
▲ 0.50% · 4.625%
HK$47,553
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,650/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,925
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,184
−HK$1,276/mo
Today · 4.125%
HK$49,460
baseline
▲ 0.50% · 4.625%
HK$52,067
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,920/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,210
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,741
−HK$1,555/mo
Today · 4.125%
HK$52,296
baseline
▲ 0.50% · 4.625%
HK$55,478
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,592/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,746
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,214
−HK$1,490/mo
Today · 4.125%
HK$57,704
baseline
▲ 0.50% · 4.625%
HK$60,745
+HK$3,041/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,408/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,270
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,238
−HK$2,000/mo
Today · 4.125%
HK$67,238
baseline
▲ 0.50% · 4.625%
HK$71,329
+HK$4,091/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,476/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,388
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,275
−HK$1,915/mo
Today · 4.125%
HK$74,190
baseline
▲ 0.50% · 4.625%
HK$78,101
+HK$3,911/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,380/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,064 · Scale 2, in force from 26 Feb 2026)