LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,151
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,245
−HK$1,111/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,629
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,105
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,154
−HK$1,064/mo
Today · 4.125%
HK$41,218
baseline
▲ 0.50% · 4.625%
HK$43,391
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,436/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,494
−HK$1,333/mo
Today · 4.125%
HK$44,827
baseline
▲ 0.50% · 4.625%
HK$47,554
+HK$2,727/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,654/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,926
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,185
−HK$1,277/mo
Today · 4.125%
HK$49,462
baseline
▲ 0.50% · 4.625%
HK$52,069
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,924/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,212
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,742
−HK$1,556/mo
Today · 4.125%
HK$52,298
baseline
▲ 0.50% · 4.625%
HK$55,480
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,596/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,748
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$56,216
−HK$1,489/mo
Today · 4.125%
HK$57,705
baseline
▲ 0.50% · 4.625%
HK$60,747
+HK$3,042/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,410/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,272
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,240
−HK$2,000/mo
Today · 4.125%
HK$67,240
baseline
▲ 0.50% · 4.625%
HK$71,331
+HK$4,091/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,480/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,390
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,278
−HK$1,915/mo
Today · 4.125%
HK$74,193
baseline
▲ 0.50% · 4.625%
HK$78,103
+HK$3,910/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,386/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,081 · Scale 2, in force from 26 Feb 2026)