LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,153
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,246
−HK$1,111/mo
Today · 4.125%
HK$37,357
baseline
▲ 0.50% · 4.625%
HK$39,630
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,714/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,107
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,156
−HK$1,064/mo
Today · 4.125%
HK$41,220
baseline
▲ 0.50% · 4.625%
HK$43,393
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,440/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,184
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,496
−HK$1,333/mo
Today · 4.125%
HK$44,829
baseline
▲ 0.50% · 4.625%
HK$47,557
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,658/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,929
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,187
−HK$1,277/mo
Today · 4.125%
HK$49,464
baseline
▲ 0.50% · 4.625%
HK$52,072
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,928/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,214
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,745
−HK$1,555/mo
Today · 4.125%
HK$52,300
baseline
▲ 0.50% · 4.625%
HK$55,483
+HK$3,183/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,600/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,750
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,219
−HK$1,489/mo
Today · 4.125%
HK$57,708
baseline
▲ 0.50% · 4.625%
HK$60,750
+HK$3,042/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,416/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,275
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,244
−HK$1,999/mo
Today · 4.125%
HK$67,243
baseline
▲ 0.50% · 4.625%
HK$71,335
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,486/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,393
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,281
−HK$1,915/mo
Today · 4.125%
HK$74,196
baseline
▲ 0.50% · 4.625%
HK$78,107
+HK$3,911/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,392/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,109 · Scale 2, in force from 26 Feb 2026)