LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,154
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,247
−HK$1,111/mo
Today · 4.125%
HK$37,358
baseline
▲ 0.50% · 4.625%
HK$39,632
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,716/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,108
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,157
−HK$1,064/mo
Today · 4.125%
HK$41,221
baseline
▲ 0.50% · 4.625%
HK$43,394
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,442/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,185
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,497
−HK$1,333/mo
Today · 4.125%
HK$44,830
baseline
▲ 0.50% · 4.625%
HK$47,558
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,660/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,930
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,189
−HK$1,277/mo
Today · 4.125%
HK$49,466
baseline
▲ 0.50% · 4.625%
HK$52,073
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,932/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,215
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,746
−HK$1,556/mo
Today · 4.125%
HK$52,302
baseline
▲ 0.50% · 4.625%
HK$55,484
+HK$3,182/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$104,604/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,752
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,220
−HK$1,490/mo
Today · 4.125%
HK$57,710
baseline
▲ 0.50% · 4.625%
HK$60,752
+HK$3,042/mo
Deposit HK$4.62M · loan HK$10.79M · min. income ≈ HK$115,420/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,277
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,245
−HK$2,000/mo
Today · 4.125%
HK$67,245
baseline
▲ 0.50% · 4.625%
HK$71,337
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$134,490/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,395
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,283
−HK$1,915/mo
Today · 4.125%
HK$74,198
baseline
▲ 0.50% · 4.625%
HK$78,109
+HK$3,911/mo
Deposit HK$1.54M · loan HK$13.87M · min. income ≈ HK$148,396/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,125 · Scale 2, in force from 26 Feb 2026)