LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,154
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,248
−HK$1,111/mo
Today · 4.125%
HK$37,359
baseline
▲ 0.50% · 4.625%
HK$39,632
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,718/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,109
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,158
−HK$1,064/mo
Today · 4.125%
HK$41,222
baseline
▲ 0.50% · 4.625%
HK$43,395
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,444/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,185
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,498
−HK$1,333/mo
Today · 4.125%
HK$44,831
baseline
▲ 0.50% · 4.625%
HK$47,559
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,662/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,931
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,189
−HK$1,277/mo
Today · 4.125%
HK$49,466
baseline
▲ 0.50% · 4.625%
HK$52,074
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,932/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,216
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,747
−HK$1,556/mo
Today · 4.125%
HK$52,303
baseline
▲ 0.50% · 4.625%
HK$55,485
+HK$3,182/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,606/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,753
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,221
−HK$1,490/mo
Today · 4.125%
HK$57,711
baseline
▲ 0.50% · 4.625%
HK$60,753
+HK$3,042/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,422/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,278
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,246
−HK$2,000/mo
Today · 4.125%
HK$67,246
baseline
▲ 0.50% · 4.625%
HK$71,338
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,492/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,396
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,284
−HK$1,915/mo
Today · 4.125%
HK$74,199
baseline
▲ 0.50% · 4.625%
HK$78,111
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,398/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,134 · Scale 2, in force from 26 Feb 2026)