LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,155
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,248
−HK$1,111/mo
Today · 4.125%
HK$37,359
baseline
▲ 0.50% · 4.625%
HK$39,633
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,718/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,109
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,158
−HK$1,064/mo
Today · 4.125%
HK$41,222
baseline
▲ 0.50% · 4.625%
HK$43,395
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,444/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,186
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,498
−HK$1,333/mo
Today · 4.125%
HK$44,831
baseline
▲ 0.50% · 4.625%
HK$47,559
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,662/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,931
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,277/mo
Today · 4.125%
HK$49,467
baseline
▲ 0.50% · 4.625%
HK$52,074
+HK$2,607/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,934/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,217
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,748
−HK$1,555/mo
Today · 4.125%
HK$52,303
baseline
▲ 0.50% · 4.625%
HK$55,486
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,606/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,753
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,222
−HK$1,489/mo
Today · 4.125%
HK$57,711
baseline
▲ 0.50% · 4.625%
HK$60,753
+HK$3,042/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,422/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,279
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,247
−HK$2,000/mo
Today · 4.125%
HK$67,247
baseline
▲ 0.50% · 4.625%
HK$71,339
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,494/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,397
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,285
−HK$1,915/mo
Today · 4.125%
HK$74,200
baseline
▲ 0.50% · 4.625%
HK$78,112
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,400/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,140 · Scale 2, in force from 26 Feb 2026)