LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,158
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,252
−HK$1,111/mo
Today · 4.125%
HK$37,363
baseline
▲ 0.50% · 4.625%
HK$39,637
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,726/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,113
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,162
−HK$1,065/mo
Today · 4.125%
HK$41,227
baseline
▲ 0.50% · 4.625%
HK$43,400
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,454/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,190
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,502
−HK$1,334/mo
Today · 4.125%
HK$44,836
baseline
▲ 0.50% · 4.625%
HK$47,564
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,672/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,936
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,195
−HK$1,277/mo
Today · 4.125%
HK$49,472
baseline
▲ 0.50% · 4.625%
HK$52,080
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,944/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,222
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,753
−HK$1,555/mo
Today · 4.125%
HK$52,308
baseline
▲ 0.50% · 4.625%
HK$55,491
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,616/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,759
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,227
−HK$1,490/mo
Today · 4.125%
HK$57,717
baseline
▲ 0.50% · 4.625%
HK$60,759
+HK$3,042/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,434/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,285
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,254
−HK$2,000/mo
Today · 4.125%
HK$67,254
baseline
▲ 0.50% · 4.625%
HK$71,346
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,508/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,404
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,292
−HK$1,916/mo
Today · 4.125%
HK$74,208
baseline
▲ 0.50% · 4.625%
HK$78,119
+HK$3,911/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,416/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,198 · Scale 2, in force from 26 Feb 2026)