LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,159
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,253
−HK$1,111/mo
Today · 4.125%
HK$37,364
baseline
▲ 0.50% · 4.625%
HK$39,637
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,728/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,114
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,163
−HK$1,064/mo
Today · 4.125%
HK$41,227
baseline
▲ 0.50% · 4.625%
HK$43,401
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,454/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,191
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,503
−HK$1,334/mo
Today · 4.125%
HK$44,837
baseline
▲ 0.50% · 4.625%
HK$47,565
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,674/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,937
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,196
−HK$1,277/mo
Today · 4.125%
HK$49,473
baseline
▲ 0.50% · 4.625%
HK$52,081
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,946/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,223
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,754
−HK$1,555/mo
Today · 4.125%
HK$52,309
baseline
▲ 0.50% · 4.625%
HK$55,492
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,618/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,760
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,228
−HK$1,490/mo
Today · 4.125%
HK$57,718
baseline
▲ 0.50% · 4.625%
HK$60,761
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,436/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,286
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,255
−HK$2,000/mo
Today · 4.125%
HK$67,255
baseline
▲ 0.50% · 4.625%
HK$71,347
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,510/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,405
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,294
−HK$1,915/mo
Today · 4.125%
HK$74,209
baseline
▲ 0.50% · 4.625%
HK$78,121
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,418/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,210 · Scale 2, in force from 26 Feb 2026)