LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,160
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$1,111/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,638
+HK$2,273/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,115
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,164
−HK$1,064/mo
Today · 4.125%
HK$41,228
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,456/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,504
−HK$1,334/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,566
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,938
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,197
−HK$1,277/mo
Today · 4.125%
HK$49,474
baseline
▲ 0.50% · 4.625%
HK$52,082
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,948/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,224
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,755
−HK$1,556/mo
Today · 4.125%
HK$52,311
baseline
▲ 0.50% · 4.625%
HK$55,494
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,622/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,761
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,230
−HK$1,490/mo
Today · 4.125%
HK$57,720
baseline
▲ 0.50% · 4.625%
HK$60,762
+HK$3,042/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,440/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,288
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,256
−HK$2,001/mo
Today · 4.125%
HK$67,257
baseline
▲ 0.50% · 4.625%
HK$71,349
+HK$4,092/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,514/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,407
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,295
−HK$1,916/mo
Today · 4.125%
HK$74,211
baseline
▲ 0.50% · 4.625%
HK$78,123
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,422/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,224 · Scale 2, in force from 26 Feb 2026)