LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,160
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$1,111/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,639
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,116
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,064/mo
Today · 4.125%
HK$41,229
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,458/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,505
−HK$1,333/mo
Today · 4.125%
HK$44,838
baseline
▲ 0.50% · 4.625%
HK$47,567
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,676/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,939
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,198
−HK$1,277/mo
Today · 4.125%
HK$49,475
baseline
▲ 0.50% · 4.625%
HK$52,083
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,950/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,225
−HK$3,086/mo
▼ 0.25% · 3.875%
HK$50,756
−HK$1,555/mo
Today · 4.125%
HK$52,311
baseline
▲ 0.50% · 4.625%
HK$55,494
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,622/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,762
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$56,230
−HK$1,490/mo
Today · 4.125%
HK$57,720
baseline
▲ 0.50% · 4.625%
HK$60,763
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,440/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,289
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,257
−HK$2,000/mo
Today · 4.125%
HK$67,257
baseline
▲ 0.50% · 4.625%
HK$71,350
+HK$4,093/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,514/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,408
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,296
−HK$1,916/mo
Today · 4.125%
HK$74,212
baseline
▲ 0.50% · 4.625%
HK$78,124
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,424/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,231 · Scale 2, in force from 26 Feb 2026)