LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,164
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,258
−HK$1,111/mo
Today · 4.125%
HK$37,369
baseline
▲ 0.50% · 4.625%
HK$39,643
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,738/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,120
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,169
−HK$1,064/mo
Today · 4.125%
HK$41,233
baseline
▲ 0.50% · 4.625%
HK$43,407
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,466/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,197
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,509
−HK$1,334/mo
Today · 4.125%
HK$44,843
baseline
▲ 0.50% · 4.625%
HK$47,571
+HK$2,728/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,686/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,944
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,203
−HK$1,277/mo
Today · 4.125%
HK$49,480
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,960/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,230
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,761
−HK$1,556/mo
Today · 4.125%
HK$52,317
baseline
▲ 0.50% · 4.625%
HK$55,500
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$104,634/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,767
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,236
−HK$1,490/mo
Today · 4.125%
HK$57,726
baseline
▲ 0.50% · 4.625%
HK$60,769
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.79M · min. income ≈ HK$115,452/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,295
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,264
−HK$2,000/mo
Today · 4.125%
HK$67,264
baseline
▲ 0.50% · 4.625%
HK$71,357
+HK$4,093/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,528/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,415
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,304
−HK$1,916/mo
Today · 4.125%
HK$74,220
baseline
▲ 0.50% · 4.625%
HK$78,132
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,440/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,291 · Scale 2, in force from 26 Feb 2026)