LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,167
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,261
−HK$1,111/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,647
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,123
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,172
−HK$1,065/mo
Today · 4.125%
HK$41,237
baseline
▲ 0.50% · 4.625%
HK$43,410
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,474/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,201
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,513
−HK$1,334/mo
Today · 4.125%
HK$44,847
baseline
▲ 0.50% · 4.625%
HK$47,576
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,694/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,948
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,207
−HK$1,277/mo
Today · 4.125%
HK$49,484
baseline
▲ 0.50% · 4.625%
HK$52,093
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,968/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,234
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,766
−HK$1,555/mo
Today · 4.125%
HK$52,321
baseline
▲ 0.50% · 4.625%
HK$55,505
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,642/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,772
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,241
−HK$1,491/mo
Today · 4.125%
HK$57,732
baseline
▲ 0.50% · 4.625%
HK$60,775
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,464/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,301
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,270
−HK$2,000/mo
Today · 4.125%
HK$67,270
baseline
▲ 0.50% · 4.625%
HK$71,364
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,540/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,422
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,310
−HK$1,916/mo
Today · 4.125%
HK$74,226
baseline
▲ 0.50% · 4.625%
HK$78,139
+HK$3,913/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,452/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,343 · Scale 2, in force from 26 Feb 2026)