LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,168
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,262
−HK$1,112/mo
Today · 4.125%
HK$37,374
baseline
▲ 0.50% · 4.625%
HK$39,648
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,748/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,124
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,064/mo
Today · 4.125%
HK$41,238
baseline
▲ 0.50% · 4.625%
HK$43,412
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,476/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,202
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,515
−HK$1,333/mo
Today · 4.125%
HK$44,848
baseline
▲ 0.50% · 4.625%
HK$47,577
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,696/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,949
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,208
−HK$1,278/mo
Today · 4.125%
HK$49,486
baseline
▲ 0.50% · 4.625%
HK$52,094
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,972/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,235
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,767
−HK$1,556/mo
Today · 4.125%
HK$52,323
baseline
▲ 0.50% · 4.625%
HK$55,507
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,646/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,774
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,243
−HK$1,490/mo
Today · 4.125%
HK$57,733
baseline
▲ 0.50% · 4.625%
HK$60,776
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,466/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,303
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,272
−HK$2,000/mo
Today · 4.125%
HK$67,272
baseline
▲ 0.50% · 4.625%
HK$71,366
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,544/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,424
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,312
−HK$1,916/mo
Today · 4.125%
HK$74,228
baseline
▲ 0.50% · 4.625%
HK$78,141
+HK$3,913/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,456/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,360 · Scale 2, in force from 26 Feb 2026)