LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,169
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,263
−HK$1,111/mo
Today · 4.125%
HK$37,374
baseline
▲ 0.50% · 4.625%
HK$39,648
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,748/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,125
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,065/mo
Today · 4.125%
HK$41,239
baseline
▲ 0.50% · 4.625%
HK$43,412
+HK$2,173/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,478/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,202
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,515
−HK$1,334/mo
Today · 4.125%
HK$44,849
baseline
▲ 0.50% · 4.625%
HK$47,578
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,698/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,950
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,209
−HK$1,277/mo
Today · 4.125%
HK$49,486
baseline
▲ 0.50% · 4.625%
HK$52,095
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,972/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,236
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,768
−HK$1,556/mo
Today · 4.125%
HK$52,324
baseline
▲ 0.50% · 4.625%
HK$55,507
+HK$3,183/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,648/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,775
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,244
−HK$1,490/mo
Today · 4.125%
HK$57,734
baseline
▲ 0.50% · 4.625%
HK$60,777
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,468/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,304
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,273
−HK$2,000/mo
Today · 4.125%
HK$67,273
baseline
▲ 0.50% · 4.625%
HK$71,367
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,546/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,425
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,313
−HK$1,916/mo
Today · 4.125%
HK$74,229
baseline
▲ 0.50% · 4.625%
HK$78,142
+HK$3,913/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,458/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,367 · Scale 2, in force from 26 Feb 2026)