LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,170
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,264
−HK$1,111/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,649
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,126
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,175
−HK$1,065/mo
Today · 4.125%
HK$41,240
baseline
▲ 0.50% · 4.625%
HK$43,414
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,480/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,204
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,516
−HK$1,334/mo
Today · 4.125%
HK$44,850
baseline
▲ 0.50% · 4.625%
HK$47,579
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,700/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,951
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,210
−HK$1,278/mo
Today · 4.125%
HK$49,488
baseline
▲ 0.50% · 4.625%
HK$52,096
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,976/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,238
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,769
−HK$1,556/mo
Today · 4.125%
HK$52,325
baseline
▲ 0.50% · 4.625%
HK$55,509
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,650/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,776
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,245
−HK$1,491/mo
Today · 4.125%
HK$57,736
baseline
▲ 0.50% · 4.625%
HK$60,779
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,472/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,305
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,275
−HK$2,000/mo
Today · 4.125%
HK$67,275
baseline
▲ 0.50% · 4.625%
HK$71,369
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,550/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,427
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,315
−HK$1,917/mo
Today · 4.125%
HK$74,232
baseline
▲ 0.50% · 4.625%
HK$78,144
+HK$3,912/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,464/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,384 · Scale 2, in force from 26 Feb 2026)