LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,171
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,265
−HK$1,111/mo
Today · 4.125%
HK$37,376
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,752/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,127
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,176
−HK$1,065/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,415
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,205
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,518
−HK$1,333/mo
Today · 4.125%
HK$44,851
baseline
▲ 0.50% · 4.625%
HK$47,581
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,702/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,953
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,212
−HK$1,277/mo
Today · 4.125%
HK$49,489
baseline
▲ 0.50% · 4.625%
HK$52,098
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,978/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,239
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,771
−HK$1,556/mo
Today · 4.125%
HK$52,327
baseline
▲ 0.50% · 4.625%
HK$55,511
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,654/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,778
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,247
−HK$1,490/mo
Today · 4.125%
HK$57,737
baseline
▲ 0.50% · 4.625%
HK$60,781
+HK$3,044/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,474/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,307
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,277
−HK$2,000/mo
Today · 4.125%
HK$67,277
baseline
▲ 0.50% · 4.625%
HK$71,371
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,554/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,429
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,318
−HK$1,916/mo
Today · 4.125%
HK$74,234
baseline
▲ 0.50% · 4.625%
HK$78,147
+HK$3,913/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,468/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,401 · Scale 2, in force from 26 Feb 2026)