LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,173
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,267
−HK$1,111/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,653
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,129
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,178
−HK$1,065/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,417
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,207
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,520
−HK$1,334/mo
Today · 4.125%
HK$44,854
baseline
▲ 0.50% · 4.625%
HK$47,583
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$89,708/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,955
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,214
−HK$1,278/mo
Today · 4.125%
HK$49,492
baseline
▲ 0.50% · 4.625%
HK$52,100
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.25M · min. income ≈ HK$98,984/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,242
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$50,773
−HK$1,556/mo
Today · 4.125%
HK$52,329
baseline
▲ 0.50% · 4.625%
HK$55,514
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,658/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,781
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,250
−HK$1,490/mo
Today · 4.125%
HK$57,740
baseline
▲ 0.50% · 4.625%
HK$60,784
+HK$3,044/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,480/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,311
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,280
−HK$2,001/mo
Today · 4.125%
HK$67,281
baseline
▲ 0.50% · 4.625%
HK$71,375
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,562/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,432
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,321
−HK$1,917/mo
Today · 4.125%
HK$74,238
baseline
▲ 0.50% · 4.625%
HK$78,151
+HK$3,913/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,476/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,431 · Scale 2, in force from 26 Feb 2026)