LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,173
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,267
−HK$1,112/mo
Today · 4.125%
HK$37,379
baseline
▲ 0.50% · 4.625%
HK$39,653
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,758/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,130
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,179
−HK$1,065/mo
Today · 4.125%
HK$41,244
baseline
▲ 0.50% · 4.625%
HK$43,418
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,488/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,208
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,521
−HK$1,333/mo
Today · 4.125%
HK$44,854
baseline
▲ 0.50% · 4.625%
HK$47,584
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,708/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,956
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,215
−HK$1,277/mo
Today · 4.125%
HK$49,492
baseline
▲ 0.50% · 4.625%
HK$52,101
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$98,984/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,242
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,774
−HK$1,556/mo
Today · 4.125%
HK$52,330
baseline
▲ 0.50% · 4.625%
HK$55,514
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,660/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,782
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,251
−HK$1,490/mo
Today · 4.125%
HK$57,741
baseline
▲ 0.50% · 4.625%
HK$60,785
+HK$3,044/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,482/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,311
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,281
−HK$2,001/mo
Today · 4.125%
HK$67,282
baseline
▲ 0.50% · 4.625%
HK$71,376
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,564/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,433
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,322
−HK$1,917/mo
Today · 4.125%
HK$74,239
baseline
▲ 0.50% · 4.625%
HK$78,152
+HK$3,913/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,478/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,439 · Scale 2, in force from 26 Feb 2026)