LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,174
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,268
−HK$1,112/mo
Today · 4.125%
HK$37,380
baseline
▲ 0.50% · 4.625%
HK$39,654
+HK$2,274/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,760/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,131
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,180
−HK$1,065/mo
Today · 4.125%
HK$41,245
baseline
▲ 0.50% · 4.625%
HK$43,419
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,490/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,209
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,522
−HK$1,333/mo
Today · 4.125%
HK$44,855
baseline
▲ 0.50% · 4.625%
HK$47,585
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,710/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,957
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,216
−HK$1,278/mo
Today · 4.125%
HK$49,494
baseline
▲ 0.50% · 4.625%
HK$52,102
+HK$2,608/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$98,988/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,243
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,775
−HK$1,556/mo
Today · 4.125%
HK$52,331
baseline
▲ 0.50% · 4.625%
HK$55,516
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,662/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,783
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,252
−HK$1,491/mo
Today · 4.125%
HK$57,743
baseline
▲ 0.50% · 4.625%
HK$60,786
+HK$3,043/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,486/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,313
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,282
−HK$2,001/mo
Today · 4.125%
HK$67,283
baseline
▲ 0.50% · 4.625%
HK$71,377
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,566/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,435
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,324
−HK$1,916/mo
Today · 4.125%
HK$74,240
baseline
▲ 0.50% · 4.625%
HK$78,154
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,480/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,453 · Scale 2, in force from 26 Feb 2026)