LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,176
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$1,111/mo
Today · 4.125%
HK$37,381
baseline
▲ 0.50% · 4.625%
HK$39,656
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,762/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,133
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,182
−HK$1,065/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,421
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,211
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,524
−HK$1,334/mo
Today · 4.125%
HK$44,858
baseline
▲ 0.50% · 4.625%
HK$47,587
+HK$2,729/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,716/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,959
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,218
−HK$1,278/mo
Today · 4.125%
HK$49,496
baseline
▲ 0.50% · 4.625%
HK$52,105
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$98,992/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,246
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,778
−HK$1,556/mo
Today · 4.125%
HK$52,334
baseline
▲ 0.50% · 4.625%
HK$55,518
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,668/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,786
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$56,255
−HK$1,490/mo
Today · 4.125%
HK$57,745
baseline
▲ 0.50% · 4.625%
HK$60,789
+HK$3,044/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,490/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,316
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,286
−HK$2,001/mo
Today · 4.125%
HK$67,287
baseline
▲ 0.50% · 4.625%
HK$71,381
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,574/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,439
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,328
−HK$1,916/mo
Today · 4.125%
HK$74,244
baseline
▲ 0.50% · 4.625%
HK$78,158
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,488/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,482 · Scale 2, in force from 26 Feb 2026)