LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,178
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,273
−HK$1,111/mo
Today · 4.125%
HK$37,384
baseline
▲ 0.50% · 4.625%
HK$39,659
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,768/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,185
−HK$1,065/mo
Today · 4.125%
HK$41,250
baseline
▲ 0.50% · 4.625%
HK$43,424
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,500/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,214
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,527
−HK$1,334/mo
Today · 4.125%
HK$44,861
baseline
▲ 0.50% · 4.625%
HK$47,591
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,722/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,963
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,222
−HK$1,278/mo
Today · 4.125%
HK$49,500
baseline
▲ 0.50% · 4.625%
HK$52,109
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,000/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,250
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,782
−HK$1,556/mo
Today · 4.125%
HK$52,338
baseline
▲ 0.50% · 4.625%
HK$55,523
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,676/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,790
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,259
−HK$1,491/mo
Today · 4.125%
HK$57,750
baseline
▲ 0.50% · 4.625%
HK$60,794
+HK$3,044/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,500/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,321
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,291
−HK$2,001/mo
Today · 4.125%
HK$67,292
baseline
▲ 0.50% · 4.625%
HK$71,386
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$134,584/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,444
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,333
−HK$1,917/mo
Today · 4.125%
HK$74,250
baseline
▲ 0.50% · 4.625%
HK$78,164
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.88M · min. income ≈ HK$148,500/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,526 · Scale 2, in force from 26 Feb 2026)